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Direct Auto & Life Insurance has affordable coverage near Chattanooga Valley, Tennessee. To see how affordable auto insurance, motorcycle insurance, and even term life insurance could be, stop by your nearest location today. A Direct Auto office near Chattanooga Valley can provide you with car insurance that satisfies the state minimums.

We can help you sort through coverage definitions and what it could mean for you and your family if you choose to drive without insurance, all while working with your special circumstances (like an SR22). Unsure how much insurance coverage your state requires? We have experience with Tennessee's minimum car insurance requirements and can help you find a great rate and get proof of insurance--fast. Your amount of coverage can be made to fit your finances, so whether you need car or motorcycle insurance, or term life insurance, we have what you're looking for.* We believe that low-cost insurance shouldn't come with less than exceptional customer service. Each and every customer is equally important and valued. Between our customizable payment plans and our friendly representatives,† we work to surprise our customers with an exceptional level of service.

If you're searching for better insurance options in the Chattanooga Valley area, turn to a Direct Auto location near you. At Direct Auto, you can count on our low rates,‡ a range of choices, and exceptional customer care. Visit your neighborhood Chattanooga Valley-area office today and see how you could benefit from the expertise, service, and options that Direct Auto provides.

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. The police could have your auto immediately towed if proof of valid insurance is not produced. On January 1, 2017, Tennessee instituted a state-of-the-art insurance verification system. The program can locate uninsured drivers by accessing vehicle registration records. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.