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How can you get cheap insurance in the 37396 area? With Direct Auto & Life Insurance, economical car insurance is within reach. Working with your area Direct Auto representative is a great way to find out what your options are and then choose the best insurance coverage level for your needs. Your representative is dedicated to helping you walk away with coverage that meets your state's requirements, but also meets your financial expectations, whether you want coverage for your motorcycle, car, or just to better prepare for a roadside emergency.† From comprehensive and collision coverage to rental coverage, we've got you covered.

We also provide eligible customers with lots of different discounts.‡ For example, if you are a homeowner, or an active military service member, or are switching from a different company, you may be able to lower the cost of your insurance coverage. We may even be able to simplify how you make your insurance payments. We'll work with you to help you create a customized payment plan--in just three steps!‡ Just choose the date of the month you want to pay, plan your payment schedule according to your spending ability, and choose the amount of your down payment.‖ You can discuss your payment plan in-store at your 37396-area Direct Auto or give us a call.

Our coverage selections are meant to serve customers with specific financial needs, so whether you need auto insurance for your vehicle or life insurance to help protect your family, we can take care of you.† Call or visit your 37396-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). The police can have your car towed immediately if you are unable to produce proof of valid insurance. On January 1, 2017, the state of Tennessee implemented a state-of-the-art insurance verification system. The system can track down uninsured drivers through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.