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Finding an affordable car insurance policy in the 37404-area is not always easy. Direct Auto & Life Insurance can change the way you think about affordable car insurance. We can provide coverage, whether you need the minimum or maximum amount, and our payment plans can be customized.† We are happy to work with our customers to meet their needs.

Many kinds of drivers turn to Direct Auto for their insurance needs. Our policies combine the the best of both worlds, including premium service and a variety of coverage options. If you're a first-time auto insurance buyer looking for a low-priced policy, or if you're a driver dealing with a spotty insurance history, because of an SR22 or lapse in auto insurance coverage, Direct welcomes you to apply for coverage today.

Our representatives specialize in helping Tennessee drivers who are dealing with poor insurance histories get coverage, and fast! Your representative will help you set up the coverage you need, lay out a customized payment schedule,† Whether you're looking for car insurance, term life insurance, or motorcycle insurance,

If you need motorcycle insurance, car insurance, general auto insurance, or individual term life insurance, get to know Direct Auto & Life Insurance. We simplify the insurance buying process as much as we can, making it easy for you to understand and complete your purchase. Stop by a Direct Auto location in 37404 to learn more about your insurance options today!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Law enforcement officials are legally allowed to have your car immediately towed away if you cannot produce proof of valid insurance. On January 1, 2017, the state of TN put into place an online insurance verification program. This new program can locate drivers who have not purchased valid insurance through their vehicle registration information. Owners without insurance will be unable to renew their vehicle’s registration.