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Need better rates on your insurance policy in the 37412-area? See how Direct Auto & Life Insurance can help you find the affordable car insurance you've been looking for. At Direct, we provide a range of coverage levels, including the state minimum, and also offer flexible policy payment plans.† We know that each and every customer has different needs, and we work with each to meet their needs.

Direct Auto can help many kinds of drivers. Our policies combine the best of both worlds, bringing you reasonable prices and quality coverage. Whether you're researching low-cost car insurance for the first time, or if you're a driver who is considered "high-risk" by other insurance companies due to an SR22 filing or a past lapse in insurance coverage, Direct will happily work with you to get your coverage started.

We specialize in working with Tennessee drivers who are dealing with unique circumstances like poor records, non-standard insurance needs, or a high-risk status. Your Direct representative will help you select the coverage that's a good fit for your needs, set up a personalized plan for payments,† Whether you're looking for car insurance, term life insurance, or motorcycle insurance,

Whether it's motorcycle insurance, non-standard auto insurance, or life insurance, get to know Direct Auto & Life Insurance. We'll make the insurance buying process as easy as possible to understand. Talk to your Direct Auto representative in 37412 today about getting the coverage you need, at the price you want.‡

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Cops can have your vehicle towed on the spot if you don’t have proof of insurance. On January 1, 2017, the state of Tennessee implemented an online insurance verification program. The system can track down uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.