Commercial Auto Insurance

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A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This type of vehicle insurance helps to safeguard your company from financial loss in the event that one of your business's light trucks, vans, or cars is involved in an auto accident. Depending on the type of business you own or manage, Tennessee may require that you purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

At Direct Auto & Life, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With coverages like Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, Fire and Theft CAC, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Visit your nearest Direct Auto office in Chattanooga or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our agents are ready to help you understand Tennessee's specific requirements and definitions for commercial vehicle insurance!

How to Obey the New Tennessee Driving Laws

As of July 1, 2015, Tennessee drivers caught driving without the proper insurance face an increased fine of $300, originally $100. From January 1, 2016 and onwards, law enforcement officials could legally have your vehicle towed immediately if proof of valid insurance is not produced. From now until January 1, 2017, Tennessee will be working on implementing a new online insurance verification program. The system has the ability to identify drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.

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