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Being a safe driver is about more than checking your mirrors and going the speed limit. It's about preparing for surprising moves other drivers might make, adapting your driving based on the road conditions and weather, and even taking action to cut the number of distractions inside your car. It's a state of mind, a style of driving, and one of the most important things you can practice! At Direct Auto & Life Insurance, we know safe driving isn't the easiest thing to practice day in and day out. That's one reason we like to reward eligible safe drivers with safe driver auto insurance discounts in Chattanooga!

How do you qualify for a safe driver discount on car insurance? It's simple! First, you have to live in a state where insurance discounts for safe driving are offered. Then, take a look at your driving record. Is your record free of violations and accidents for the last 36 months? If so, you may be able to save up to 10% on your auto insurance with Direct Auto & Life in Chattanooga. Remember that the timeframe you must remain without violations or accidents varies from state to state. It could be 12 months or more, so it's best to give us a call if you're unsure about the requirements in Tennessee. Our knowledgeable agents will help you find all of the insurance discounts you're entitled to, even if a safe driver discount isn’t one of them.

Some car insurance companies make you finish a driver's education defensive driving class in order to qualify for a safe driving discount. Others request that you install certain technology in your car that automatically reports your driving behaviors back to the insurance company. At Direct Auto & Life, we don't require any of these things. You could still qualify for a safe driver discount without installing any technology or completing a defensive driving class. If you're curious about your eligibility for a safe driver discount in Chattanooga or want to know more about Tennessee's insurance requirements, call one of our agents at 1-877-GO-DIRECT (1-877-463-4732) or stop by a Direct Auto & Life location in your neighborhood today!

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