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Are you trying to find cheap insurance in 37040? With Direct Auto & Life Insurance, budget-friendly car insurance is within reach. At Direct, we specialize in providing you with the coverage you need and will help you setup a customized payment plan to help pay for it.† We are happy to work with our customers to meet their needs.

Many types of drivers choose Direct Auto for the insurance needs. Our wide variety of coverage options can accommodate any budget. If you're a first-time auto insurance buyer looking for a low-priced policy, or if you're a driver who is considered "high-risk" by other insurance companies because of lapses in insurance coverage or obtaining an SR22, Direct encourages all types of drivers to apply for coverage.

Our specialty is working with Tennessee-area drivers who are dealing with special circumstances like non-standard insurance needs or poor insurance histories. Your representative will help you set up the coverage you need, lay out a customized payment schedule,† and sort through other questions you may have along the way.

If you're in need of car, life, or motorcycle insurance at an affordable rate, Direct Auto & Life Insurance may be a good choice for you. We'll make the insurance buying process as easy as possible to understand. If you're in the 37040 area, call your Direct Auto representative today to learn more!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Officers of the law can take legal action to have your auto immediately towed if you are not able to provide proof of insurance. On January 1, 2017, the state of Tennessee implemented a new online insurance verification program. The system has the ability to identify drivers who do not have valid insurance by reviewing digital vehicle registration records. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.