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Are you wondering how you can get great car insurance, but worried about getting it at an affordable price? Insurance is typically known for being expensive and complicated, not affordable and easy. At Direct Auto & Life Insurance, we're trying to change that. When you choose us as your insurance company in Clarksville, you'll enjoy a wide selection of easy-to-understand coverages at fair prices, plus exceptional customer service.

At Direct Auto, we don't believe that buying car insurance has to be complicated. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. We offer comprehensive auto coverage, coverage for medical payments, property damage liability coverage, and more. We also make car insurance more affordable by offering you a variety of ways to pay for it.* Once you're done putting together the coverage you need, choose the date you'd like your payment to be due,* determine what your long-term payment schedule will be, and select the amount of your down payment.† The more you pay up front, the lower your monthly payments will be. Plus, we have plenty of discounts, so eligible customers can save even more.‡ With discounts for everyone from safe drivers to active military service members, we cater to our Clarksville customers to help them save. Regardless of your insurance history, trust Direct Auto to provide you with the services you want, the coverage you need, and respect you deserve.

Your car insurance policy probably isn't the most affordable part of your budget, but with one of our customized payment plans, it could be less stressful to pay for.* Ready to see how you could start saving? Call 1-877-GO-DIRECT! You'll get a fast and free quote for car insurance, plus get to speak to a representative that can help answer any questions you may have along the way.

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Cops are legally allowed to have your car towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, the state of TN put into place a new online insurance verification program. This new program can locate drivers without insurance through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.