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Are you trying to find cheap insurance in 37312? Direct Auto & Life Insurance can help you get the coverage you need, at a price that's within your reach. We'll help you find the right coverage and also the right payment plan for you.† We are happy to work with our customers to meet their needs.

Direct Auto can assist many different types of drivers with their insurance needs. Our great range of coverages and services offer both quality and affordability. Whether you're buying car insurance for the first time, or if you're a driver recovering from a spotty insurance history with specific needs because of lapses in insurance coverage or obtaining an SR22, Direct is ready to work with you.

We specialize in helping unique drivers, like those dealing with spotty insurance histories or a high-risk status, find coverage. A Direct representative can work with you to discuss the coverages that are right for you, lay out a schedule for your payments,† and sort through other questions you may have along the way.

If you're in need of car, life, or motorcycle insurance at an affordable rate, turn to Direct Auto & Life Insurance. We'll make the insurance buying process as easy as possible to understand. Speak to your Direct Auto representative or visit your 37312 location today!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement agents could legally have your car towed immediately if proof of valid insurance is not produced. On January 1, 2017, Tennessee put into place an online program to verify drivers’ insurance. The system has the ability to identify drivers who do not have valid insurance by reviewing digital vehicle registration records. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.