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Are you trying to get good car insurance and still money? Insurance tends to have a reputation for being tough to understand and expensive, not straightforward and low-cost. At Direct Auto & Life Insurance, we want to change that. When you're one of our valued customers in Cleveland, you can trust in our outstanding service, fair prices, and personalized payment plans.*

At Direct Auto, we don't believe that buying car insurance should be a struggle. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. We offer car rental reimbursement, collision coverage, property damage liability coverage, and more. We also make car insurance more affordable by offering you a variety of ways to pay for it.* Once you're done putting together the coverage you need, choose the date on which you would like to pay,* plan your payment schedule, and determine the amount of your down payment.† Space out your payments or pay in full. It's up to you! Plus, with a variety of discounts, we try to make car insurance even more affordable for eligible policyholders.‡ From deals for homeowners to multi-product discounts, we take care of our Cleveland customers. Regardless of your insurance history, trust Direct Auto to provide you with the services you want, the coverage you need, and respect you deserve.

Car insurance may not be the most affordable part of your budget, but we we'd like to make managing and paying for your car insurance a little easier. Call 1-877-GO-DIRECT to find out just how affordable Tennessee car insurance could be. We'll give you a free quote and help you get started with a policy that's right for you.

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Law enforcement agents could have your car towed immediately if you don’t have proof of insurance. On January 1, 2017, Tennessee put into place a state-of-the-art insurance verification system. The system has the ability to identify uninsured drivers by accessing vehicle registration records. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.