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Are you trying to find cheap insurance in near 38018? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* Your local Direct Auto representative is ready to help you put together a selection of coverage that fits your budget and your needs. Our representatives have our customers' budgets and the state requirements in mind, so they can help you get the most for your money, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From uninsured motorist coverage to coverage for medical payments, you can trust that we've got you covered.

We work to help you identify all of the discounts you're eligible for.‡ For example, if you are a homeowner, or an active military service member, or are switching from a different company, the cost of your insurance could go down! We could even make paying for your insurance simpler and more convenient. We'll help you setup your payment plan in three simple steps.§ Just choose the date of the month you want to pay, plan your payment schedule, and choose the amount of your down payment.‖ Call Direct Auto near 38018 to learn more about payment plans, or stop by the office.

At your local Direct Auto, we know affordable insurance, so whether you are looking for a better auto policy or the additional services of an emergency protection plan, we're ready to take care of you.† Visit or call your Direct Auto near 38018 for a free quote and to learn more about the perks of being a policyholder with Direct!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement agents are legally allowed to have your auto immediately towed if you are not able to provide proof of insurance. On January 1, 2017, Tennessee put into place an online program to verify drivers’ insurance. The program can locate drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.