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Are you trying to find cheap insurance in near 38105? Choose Direct Auto & Life Insurance for coverage you can afford. Your local Direct Auto representative is ready to help you put together a selection of coverage that fits your budget and your needs. Your agent will help you get the most for your money and help you select the right level of coverage for your state, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From uninsured motorist coverage to towing coverage, we've got you covered.

We work to help you identify all of the discounts you're eligible for.‡ For example, if you are a safe driver, or have coverage for multiple cars, or are a returning Direct Auto customer, you could be eligible for a discount on your insurance. We could even make paying for your insurance simpler and more convenient. We'll work with your schedule and help you setup a unique payment plan in only three simple steps!‡ Pick the day of the month your payment is due, plan your future payment schedule, and choose the amount of your down payment.‖ Have questions about payment plans? Visit your Direct Auto near 38105 and learn more about your payment options.

At your local Direct Auto, we know affordable insurance, so whether you need to insure your car or motorcycle, or the peace-of-mind that comes with a roadside assistance plan, we can take care of you.† Visit or call your Direct Auto near 38105 for a free quote and to learn more about the perks of being a policyholder with Direct!

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Cops could legally have your car immediately towed away if you are not able to provide proof of insurance. On January 1, 2017, Tennessee put into place an online program to verify drivers’ insurance. The system is designed to track down uninsured drivers through their vehicle registrations. Vehicle owners without insurance will not be able to renew their vehicle's registration.