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Are you trying to find cheap insurance in near 38106? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. Your local Direct Auto agent help you choose your coverage level, as well as meet your state's car insurance requirements. Your agent will help you get the most for your money and help you select the right level of coverage for your state, whether you are looking to meet state car insurance requirements, you need motorcycle insurance, or plan for auto accident emergencies.† From uninsured motorist coverage to rental coverage, we've got it taken care of.

What's more, eligible customers could save more with great discounts.‡ For example, if you are a homeowner, or are renewing your policy with us, or are a returning Direct Auto customer, you may be able to lower the cost of your insurance coverage. We can even simplify the process of making insurance payments. When you're ready, we'll work with you to setup a payment plan that suits your schedule--in only three steps!‡ Just choose the date of the month you want to pay, plan your payment schedule, and decide the amount of your down payment.‖ Talk your payment plan over with your in-store agent or over the phone with your 38106-area Direct Auto representative.

Our coverage selections work with your budget, so whether you need car or motorcycle insurance, or the additional services of an emergency protection plan, we're here to help.† Call or visit your 38106-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Law enforcement agents could legally have your car towed on the spot if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee put into place an online program to verify drivers’ insurance. The system has the ability to identify drivers without insurance through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.