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Looking for cheap insurance near 38107? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* Your local Direct Auto agent help you choose your coverage level, as well as meet your state's car insurance requirements. Your representative is dedicated to helping you walk away with coverage that meets your state's requirements, but also meets your financial expectations, whether you need coverage for your car, insurance for your motorcycle, or want to plan for a roadside emergency.† From uninsured motorist coverage to towing coverage, you'll find the right coverage here.

We also present our customers with a variety of discounts.‡ For example, if you are a homeowner, or have coverage for multiple cars, or want to get multiple products, your insurance cost could be even lower. We like to make it easy for you to pay your insurance, too. We'll coordinate with your schedule to set up your payment plan.§ Choose the date of the month you'd like your payment to be due, plot out your payment schedule, and establish your down payment amount.‖ Have questions about payment plans? Visit your Direct Auto near 38107 and learn more about your payment options.

We have experience with unique situations and budgets, so whether you are looking for a better auto policy or emergency protection to help cover unexpected auto accident expenses, we can help.† Call or visit your 38107-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement officials can take legal action to have your auto immediately towed if proof of valid insurance is not produced. On January 1, 2017, the state of TN put into place a new online system to verify drivers’ insurance. The system is designed to track down uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.