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How can you find affordable insurance near 38108? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* A Direct Auto representative can help you identify the coverage that's right for you and your family, and also your budget. Our representatives are dedicated to keeping your budget and expectations in mind, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From uninsured motorist coverage to rental car reimbursement, we can handle it.

We also provide eligible customers with lots of different discounts.‡ For example, if you are a safe driver, or are renewing your policy with us, or want to get multiple products, your insurance cost could be even lower. We can even simplify the process of making insurance payments. When you're ready, we'll work with you to setup a payment plan that suits your schedule--in only three steps!‡ Simply choose the date of the month your payment is due, plan your future payment schedule, and choose the amount of your down payment.‖ Talk your payment plan over with your in-store agent or over the phone with your 38108-area Direct Auto representative.

Our coverage selections are meant to serve customers with specific financial needs, so whether you want motorcycle or car insurance, or emergency protection to help cover unexpected auto accident expenses, we're here to help.† Call or stop by a Direct Auto location near 38108 to get a free auto insurance quote and learn more about your many options!

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Officers of the law can have your auto immediately towed if you don’t have proof of insurance. On January 1, 2017, Tennessee put into place a new online system to verify drivers’ insurance. This new program can locate drivers who have not purchased valid insurance through their vehicle registration information. Owners without insurance will be unable to renew their vehicle’s registration.