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How can you find affordable insurance near 38119? Choose Direct Auto & Life Insurance for coverage you can afford. Your local Direct Auto agent help you choose your coverage level, as well as meet your state's car insurance requirements. Your representative is focused on helping you get the most out of your insurance policy, whether you want coverage for your motorcycle, car, or just to better prepare for a roadside emergency.† From comprehensive and collision coverage to rental coverage, we've got you covered.

We also provide eligible customers with lots of different discounts.‡ For example, if you are a homeowner, or have coverage for multiple cars, or are a returning Direct Auto customer, your insurance cost could be even lower. When it comes to paying for your insurance, we make that easy on you, too. We'll work with your schedule and help you setup a unique payment plan in only three simple steps!‡ Just choose the date of the month you want to pay, plan your future payment schedule, and decide the amount of your down payment.‖ Have questions about payment plans? Visit your Direct Auto near 38119 and learn more about your payment options.

Our coverage selections are meant to serve customers with specific financial needs, so whether you're looking for better auto or motorcycle coverage, or extra protection with roadside assistance, we can take care of you.† Call or stop by a Direct Auto location near 38119 to get a free auto insurance quote and learn more about your many options!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Law enforcement officials can take legal action to have your car immediately towed away if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee implemented an online insurance verification program. The system has the ability to identify uninsured drivers through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.