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Are you trying to find cheap insurance in near 38141? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From uninsured motorist coverage to rental car reimbursement, you'll find the right coverage here.

We also provide eligible policyholders with great discounts.‡ For example, if you are a homeowner, or have coverage for multiple cars, or want to get multiple products, your insurance coverage could cost less! We may even be able to simplify how you make your insurance payments. We'll work with your schedule and help you setup a unique payment plan in only three simple steps!‡ Pick the day of the month your payment is due, plan your payment schedule according to your spending ability, and decide the amount of your down payment.‖ To see how you could get insurance for less, call your 38141-area Direct Auto location or speak with an agent in person today.

We have experience with unique situations and budgets, so whether you are looking for a better auto policy or the additional services of an emergency protection plan, we can help.† Visit or call your Direct Auto near 38141 for a free quote and to learn more about the perks of being a policyholder with Direct!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Police officers can take legal action to have your car towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee put into place a new online system to verify drivers’ insurance. This new program can locate uninsured drivers by accessing vehicle registration records. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.