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A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

At Direct Auto & Life, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. While other companies claim that their one-size-fits-all policies will work for you, we don't. Our commercial auto policies can be specially customized to suit your business and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll get the economical coverage options you need when you visit your nearest Direct Auto location.

Visit your nearest Direct Auto office in Collierville or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Officers of the law could legally have your car towed immediately if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee put into place an online insurance verification program. The system is designed to track down uninsured drivers through their vehicle registrations. Vehicles that are owned by uninsured drivers will be ineligible for renewal.