Ready to get rewarded for years of experience behind the wheel? Now you probably can, with a car insurance discount for seniors in Collierville from Direct Auto & Life Insurance. The harsh truth is that drivers over a certain age can often end up paying more for their car insurance. One reason is because senior drivers have been shown to have higher car crash rates than middle-aged drivers. Very young drivers also have higher crash rates. Here at Direct Auto & Life, we're always looking for new ways to help drivers save their hard-earned money, whatever their driving history, age, or time spent behind the wheel. That's why we offer senior citizen auto insurance discounts for qualified older drivers! Depending on your state, you could pay less for beneficial coverages like Medical Payments, Bodily Injury, Property Damage, Comprehensive, Collision, and Uninsured Motorist.
What does it take to qualify as a senior driver in Collierville? Qualifying coverages and eligibility requirements vary from state to state. Generally speaking, you could qualify for a senior citizen car insurance discount if you are over 55 years old; reside in a state offering discounts on car insurance for seniors; complete and pass an authorized Motor Vehicle Accident Prevention course; and provide a copy of the certificate indicating that you've successfully completed the course. These courses can also be referred to as mature driver insurance discount courses, "traffic school," or defensive driving courses. In some states, the course is entirely online. Course materials are posted 24 hours a day, 7 days a week, and you can study and finish the class on your own timeframe. In other states, such courses have both a classroom and driving component. Either way, these important sessions help drivers over 55 stay current on the latest defensive driving techniques and spend less on car insurance!
Whether you're planning a roadtrip with the family, buying a smaller car, or commuting less as you age, you can drive with confidence when you have car insurance from Direct Auto & Life. It's time you worked with one of the best auto insurance companies for seniors in Tennessee! We're honored to recognize the maturity and experience that senior drivers bring to the table, and we do our best to reward senior drivers with the discounts and savings they deserve. Call 1-877-GO-DIRECT (1-877-463-4732) or visit your nearby Direct Auto & Life location to see if you qualify for a senior auto insurance discount in Collierville!