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Are you concerned about getting car insurance, but equally worried about not breaking the bank to do it? Getting insurance coverage that meets all of your requirements can sometimes feel complicated and costly. At Direct Auto & Life Insurance, you can count on a different experience. When you choose us as your insurance company in Columbia, you'll enjoy a wide selection of easy-to-understand coverages at fair prices, plus exceptional customer service.

At Direct Auto, we don't think shopping for car insurance should be difficult. Beyond the state required minimum, you can pick and choose the coverage you want, and the coverage you don't want. Choices include services like reimbursement for a rental car, car towing coverage, bodily injury liability coverage, and more. We also make your car insurance more affordable by letting you choose the way you pay.* After you've settled on your level of coverage, choose the date you'd like your payment to be due,* plan out your payment schedule, and determine the amount of your down payment.† Pay up front or space out your payments. Plus, eligible policyholders can save even more on car insurance with a variety of discounts.‡ From deals for those insuring multiple cars to those with specific community affiliations, we want the best for our Columbia customers. Direct Auto is dedicated to bringing you great car insurance, because we think drivers should have both great coverage and great service, regardless of their insurance history.

Car insurance probably isn't the most affordable thing in your budget, but with our variety of pay plans, paying for insurance could be a little less stressful.* Ready to see how you could start saving? Call 1-877-GO-DIRECT! We'll give you a free quote and help you get started with a policy that's right for you.

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Law enforcement officials could legally have your car immediately towed away if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee instituted a new online system to verify drivers’ insurance. This new program can locate drivers who do not have valid insurance, all through vehicle registration records. Vehicles identified as having uninsured owners will not be eligible for registration renewal.