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Finding an affordable car insurance policy in the 38501-area is not always easy. Direct Auto & Life Insurance can change the way you think about affordable car insurance. At Direct, we specialize in providing you with the coverage you need and will help you setup a customized payment plan to help pay for it.† We know that each customer has unique requirements, so we make it our mission to work with you to help you get what you need.

Direct Auto can help many kinds of drivers. Our great range of coverages and services offer both quality and affordability. It doesn't matter if you're new to purchasing car insurance, or if you're a driver who has been denied coverage by other insurance companies, because of an SR22 or lapse in auto insurance coverage, Direct is excited to start your policy today.

Our representatives specialize in helping Tennessee drivers who are dealing with poor insurance histories get coverage, and fast! Your representative will help you set up the coverage you need, set up a customized payment schedule,† and sort through other questions you may have along the way.

If you're in need of car, life, or motorcycle insurance at an affordable rate, look to partner with Direct Auto & Life Insurance. Our status as a non-standard auto insurance provider will change the way you think about minimum coverage insurance. Call your Direct Auto representative in 38501 to see how much you could be saving on your car insurance!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). Officers of the law can take legal action to have your vehicle towed on the spot if you don’t have proof of insurance. On January 1, 2017, the state of Tennessee implemented an online program to verify drivers’ insurance. The system has the ability to identify drivers without insurance through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.