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Looking for cheap insurance near 38544? Direct Auto & Life Insurance can help you choose the right coverage, at the right price. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. Your representative is focused on helping you get the most out of your insurance policy, whether you need coverage for your car, insurance for your motorcycle, or want to plan for a roadside emergency.† From liability coverage to rental car reimbursement, you can trust that we've got you covered.

We also provide eligible customers with lots of different discounts.‡ For example, if you are a good student, or an active military service member, or are a returning Direct Auto customer, we could help you lower your insurance cost. We can even simplify the process of making insurance payments. We'll work with your schedule and help you setup a unique payment plan in only three simple steps!‡ Just choose the date of the month you want to pay, plot out your payment schedule, and establish your down payment amount.‖ Talk your payment plan over with your in-store agent or over the phone with your 38544-area Direct Auto representative.

We have experience with unique situations and budgets, so whether you need car or motorcycle insurance, or life insurance to help protect your family, we can take care of you.† Call or stop by a Direct Auto location near 38544 to get a free auto insurance quote and learn more about your many options!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Cops can take legal action to have your car towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, the state of TN put into place a new insurance verification program, available online. This digital program tracks down drivers who do not have valid insurance by reviewing digital vehicle registration records. Owners without insurance will be unable to renew their vehicle’s registration.