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Are you trying to find cheap insurance in near 38564? Direct Auto & Life Insurance can help you get the coverage you need. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. Our representatives have our customers' budgets and the state requirements in mind, so they can help you get the most for your money, whether you need coverage for your car, insurance for your motorcycle, or want to plan for a roadside emergency.† From liability coverage to rental car reimbursement, we've got it taken care of.

We also present our customers with a variety of discounts.‡ For example, if you are a good student, or an active military service member, or are a returning Direct Auto customer, we could help you lower your insurance cost. We can even simplify the process of making insurance payments. We'll work with you to help you create a customized payment plan--in just three steps!‡ Select the day of the month you want to pay, plan your future payment schedule, and establish your down payment amount.‖ Talk your payment plan over with your in-store agent or over the phone with your 38564-area Direct Auto representative.

Our coverage selections work with your budget, so whether you need to insure your car or motorcycle, or extra protection with roadside assistance, we're ready to take care of you.† Call or visit your 38564-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. The police could legally have your vehicle towed immediately if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, the state of TN put into place a new insurance verification program, available online. This digital program tracks down drivers without insurance through their vehicle registrations. Vehicles that are owned by uninsured drivers will be ineligible for renewal.