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Worried about being able to afford a great car insurance policy? Insurance tends to have a reputation for being tough to understand and expensive, not straightforward and low-cost. At Direct Auto & Life Insurance, we're trying to change that. Here, you'll find fair prices, customized payment plans, and coverage options that fit your needs.* Just ask our customers in Cookeville!

At Direct Auto, we aim to take the frustration out of the car insurance selection process. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. We offer car rental reimbursement, coverage for medical payments, uninsured motorist coverage, and more. And we understand that you want your car insurance to be easy to pay for. Once you're done selecting the coverage that best fits your needs, choose the date on which you would like to pay,* plan out how often you will pay, and determine the amount of your down payment.† Lower your monthly payment by paying more up front. Plus, our variety of discounts make car insurance even more affordable for eligible policyholders.‡ With discounts for homeowners to senior citizens, we take care of our Cookeville customers. If you're a driver looking for affordable car insurance that comes with great customer service regardless of your insurance history, choose Direct Auto.

Car insurance may not be the cheapest part of your budget, but we have payment plans that could help make it easier to pay for.* Call 1-877-GO-DIRECT and learn more about how you could save money with us. We'll give you a fast and free quote for car insurance and do our best to help you find more ways to save!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Police officers are legally allowed to have your car towed immediately if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee put into place a new online insurance verification program. The system is designed to track down drivers who have not purchased valid insurance through their vehicle registration information. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.