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How can you get cheap insurance in the 38049 area? Turn to Direct Auto & Life Insurance for the low-cost car insurance you're looking for. By working with your local Direct Auto representative, you can find out your state's car insurance requirements and get insurance for only what you need. It's easy to find the legally required amount of coverage when you work with one of our representatives, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From comprehensive and collision coverage to coverage for medical payments, you can trust that we've got you covered.

We also present our customers with a variety of discounts.‡ For example, if you are a good student, or are renewing your policy with us, or want to get multiple products, we could help you lower your insurance cost. We can even make paying for insurance a little more convenient. We'll work with you to help you create a customized payment plan--in just three steps!‡ Select the day of the month you want to pay, plan your future payment schedule, and decide the amount of your down payment.‖ You can discuss your payment plan in-store at your 38049-area Direct Auto, give us a call, or chat with a representative online.

At the Direct Auto location near you, we're familiar with your state's insurance requirements, so whether you're looking for better auto or motorcycle coverage, or the peace-of-mind that comes with a roadside assistance plan, we can take care of you.† Call or stop by a Direct Auto location near 38049 to get a free auto insurance quote and learn more about your many options!

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Cops could have your vehicle towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee put into place a state-of-the-art insurance verification system. This digital program tracks down drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.