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Are you concerned about getting car insurance, but equally worried about not breaking the bank to do it? Often, people think that insurance is too complicated to understand, plus too pricy to pay for. At Direct Auto & Life Insurance, we're working to provide our customers with a different experience. In Covington, our customers enjoy customized payment plans, fair prices, and the coverage that matches their needs.*

At Direct Auto, we don't want to complicate the car insurance buying process. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. We offer car rental reimbursement, car towing coverage, uninsured motorist coverage, and more. And with one of our personalized payment plans, paying for your car insurance could be a little easier.* Once you're done selecting the coverage that best fits your needs, pick the the best day of the month for your payment to be due,* plot your long-term payment schedule, and select your down payment amount.† Pay in full or with a convenient installment plan. Plus, our range of car insurance discounts ensure that eligible drivers can save even more.‡ With discounts for everyone from safe drivers to active military service members, we want to help our Covington customers save. Car insurance from Direct Auto is a great choice for drivers who need quality coverage at a great price, regardless of their insurance history.

Your car insurance may not be the most affordable part of your budget, but with one of our customized payment plans, it could be less stressful to pay for.* Ready to see how you could start saving? Call 1-877-GO-DIRECT! We'll give you a free quote and help you get started with a policy that's right for you.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Officers of the law can take legal action to have your car towed on the spot if you are not able to provide proof of insurance. On January 1, 2017, the state of Tennessee implemented an online program to verify drivers’ insurance. The program can locate uninsured drivers through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.