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Looking for a low-cost car insurance policy that better fits the budget of a college student? Your nearby Direct Auto & Life Insurance can help. We work with university students just like you to find not just the car insurance Tennessee requires, but the coverage that makes the most sense for you so you can keep your budget happy and keep your car covered.

Here at Direct Auto we know that student life comes with many unexpected financial stresses. Between tuition every semester, course books, and the cost of everyday life, being a college student means staying on top of your spending. That's why here at Direct Auto, we're proud to offer car insurance that fits into most students' budgets. We encourage all college students to apply for coverage, regardless of their insurance history. We know that shopping for car insurance can seem tough but we want to make car insurance streamlined and affordable for all college students. Whether you're just looking to meet Tennessee's financial responsibility requirements or you want more than that with services like an emergency protection plan, Direct Auto has it. With convenient payment options, add-ons like the NetSpend© Prepaid MasterCard©, and more, we want to help you get all the resources you need to stay covered. Plus, your local representative can help you set up your policy, figure out the best payment plan for you, and answer any questions you have, from start to finish! and answer any questions you have, from start to finish! That's the reason students pick Direct Auto as their car insurance company.

Ready to see if you could save? Talk to your local representative about all of the insurance discounts you're eligible for, great rates, and other ways to save on car insurance in Covington. Stop by your nearest Direct Auto location or call 1-877-GO-DIRECT to get your free quote and see how much you could be saving today!

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. The police are legally allowed to have your car immediately towed away if you cannot produce proof of valid insurance. On January 1, 2017, the state of TN put into place an online program to verify drivers’ insurance. This digital program tracks down drivers without insurance through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.