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Direct Auto & Life Insurance is your nearby Cross Plains, Tennessee insurance company. We have affordable coverage that meets your car, motorcycle, and life insurance needs. Your Direct Auto representative near Cross Plains is there to walk you through the process of getting insured, so you're good to go.

We'll walk you through your coverage and answer any questions you may have about your state's insurance requirements, all while working with your special circumstances (like an SR22). Not so sure what your state requires when it comes to insurance? We specialize in helping drivers meet Tennessee's insurance requirements, and at an affordable rate too. We have experience working with different budget levels, so whether you need car or motorcycle insurance, or term life insurance, we have what you're looking for.* We also firmly believe that low-cost insurance goes hand in hand with high-quality service. We provide you with the services you want and the respect you deserve. From the ability to access your account online to the expertise you get with our experienced Cross Plains-area representatives, we pride ourselves on taking care of our policyholders.

Shopping for car insurance near Cross Plains is easier with Direct Auto. At Direct Auto, you can count on our affordable rates,‡ a wide range of choices, and excellent customer service. Visit or call a Direct Auto representative near Cross Plains to explore your many insurance options and to experience our great service!

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Law enforcement agents could have your car immediately towed away if proof of valid insurance is not produced. On January 1, 2017, Tennessee put into place a new online insurance verification program. The system has the ability to identify drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.