Commercial Auto Insurance

Direct Locations Near You

A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Tennessee and the type of business you manage or own.

Commercial vehicle insurance isn't a good fit for everyone, but it could be right for you if you use your car or truck to do activities that relate to your business. Let's say you use your vehicle to transport people or good for a fee. Or, you haul tools or equipment related to your business. These two situations could mean a commercial policy is right for you. If your employees drive company-owned vehicles or your vehicle is titled in the name of your business, you could also be eligible for one.

At Direct Auto & Life, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. Some companies claim to offer the cheapest commercial policies, but we don't have to. Our affordable commercial vehicle policies can be personalized to match the demands of your business, and your budget. With coverages like Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, Fire and Theft CAC, and more, you'll get the economical coverage options you need when you visit your nearest Direct Auto location.

Call 1-877-GO-DIRECT (1-877-463-4732) today for your fast and free commercial car insurance quote. Or, visit your nearest Direct Auto location in Crossville! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

Important Information Regarding Tennessee Insurance Laws

Effective July 1, 2015, driving uninsured in Tennessee became costlier, with the fine for driving without the proper insurance increasing from $100 to $300. From January 1, 2016 and onwards, officers of the law are legally allowed to have your auto immediately towed if proof of valid insurance is not produced. Leading up to January 1, 2017, the state of Tennessee will be creating and getting into place a new online system to verify drivers’ insurance. This new program will be able to locate drivers without insurance through their vehicle registrations. Vehicles that are owned by uninsured drivers will be ineligible for renewal.

```