Direct Auto and Life Insurance

188 16th Avenue
Suite 105
Local Directions
Our office is located in the Richland Park Shopping Center North Dayton, directly across from Shop-Rite Grocery.
Phone Email Store Hours
  • Mon-Fri 9:00 am - 5:30 pm
  • Sat 9:00 am - 1:00 pm
Auto Insurance; Life Insurance; Commercial Insurance
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How do we know you'll enjoy your experience at your nearest Direct Auto & Life Insurance? At Direct Auto, our priority is giving our customers clear information and personalized service, so you know exactly what you're getting.

Stop by your Direct Auto office for help meeting Tennessee's insurance requirements. We welcome many types of customers and offer a variety of coverages and services, including car insurance and motorcycle insurance. We also work with drivers who need non-standard insurance, drivers with SR22 forms, motorcycle owners, families, and more. We even have a variety of insurance discounts for customers who meet certain criteria. Our available discounts include* military, senior citizen, and affinity discounts. And if you didn't know, our representatives at 188 16th Avenue live and work in the communities they serve. We partner with other businesses in the area and get to know our customers through in-store promotions and events.

Ready to see how you could get Tennessee car, life, or motorcycle insurance coverage at an affordable rate? Talk to a representative at 188 16th Avenue today! Give your local store a call at (423) 775-4515 or contact Direct Auto at 1-877-GO-DIRECT. Visit your store at 188 16th Avenue to learn more about a special new promotion, Direct Office. Loyal customers will receive punch cards that allow them to make up to 10 copies and 2 faxes per month in store, for free! Stop by to learn more!

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Officers of the law could legally have your car towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, the state of Tennessee implemented a state-of-the-art insurance verification system. This digital program tracks down drivers who do not have valid insurance by reviewing digital vehicle registration records. Vehicle owners without insurance will not be able to renew their vehicle's registration.