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Looking for cheap insurance in 37321? With Direct Auto & Life Insurance, budget-friendly car insurance is within reach. We can provide coverage, whether you need the minimum or maximum amount, and our payment plans can be customized.† We know that each customer has unique requirements, so we make it our mission to work with you to help you get what you need.

Direct Auto can assist many different types of drivers with their insurance needs. Our policies combine the the best of both worlds, including premium service and a variety of coverage options. Whether you're buying car insurance for the first time, or if you're a driver who's been labeled "high-risk" by other insurance companies, due to previous lack of coverage or having an SR22, Direct encourages all types of drivers to apply for coverage.

Our representatives specialize in helping Tennessee drivers who are dealing with poor driving records get coverage, and fast! Your representative can help you choose the coverage that's right for your situation, lay out a schedule for your payments,† and take care of any issues you may have along the way.

If you need motorcycle insurance, car insurance, general auto insurance, or individual term life insurance, you may want to partner with Direct Auto & Life Insurance. We have the experience, services, and coverage you're looking for, even if you're only interested in purchasing the minimum amount of coverage. If you're in the 37321 area, call your Direct Auto representative today to learn more!

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Cops could have your vehicle towed immediately if you are unable to produce proof of valid insurance. On January 1, 2017, Tennessee put into place a new online system to verify drivers’ insurance. The system has the ability to identify drivers who do not have valid insurance by reviewing digital vehicle registration records. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.