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Worried about being able to afford a great car insurance policy? Shopping and paying for insurance tends to be tricky and expensive, not straightforward and cheap. At Direct Auto & Life Insurance, we want to change that. When you choose us as your insurance company in Dayton, you'll enjoy a wide selection of easy-to-understand coverages at fair prices, plus exceptional customer service.

At Direct Auto, we don't want to complicate the car insurance buying process. Instead, we give you the great services you want, the coverage you need, and the respect you deserve. We offer car rental reimbursement, car towing coverage, bodily injury liability coverage, and more. We also make car insurance more affordable by offering you a variety of ways to pay for it.* After you've settled on your level of coverage, choose the date on which you would like to pay,* plan out how often you will pay, and select your down payment amount.† Pay up front or space out your payments. Plus, we have plenty of discounts, so eligible customers can save even more.‡ From deals for those insuring multiple cars to those with specific community affiliations, we want to help our Dayton customers save. Car insurance from Direct Auto is a great choice for drivers who need quality coverage at a great price, regardless of their insurance history.

Car insurance probably isn't the most affordable thing in your budget, but we we'd like to make managing and paying for your car insurance a little easier. Call 1-877-GO-DIRECT to get started and find out how you could save today! You'll get a fast and free quote for car insurance, plus get to speak to a representative that can help answer any questions you may have along the way.

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Drivers in Tennessee who do not have proper insurance could face a fine of $300. Police officers can take legal action to have your car immediately towed away if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee put into place a state-of-the-art insurance verification system. This new program can locate uninsured drivers through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.