Commercial Auto Insurance

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Commercial auto insurance is one of the best ways you can help protect the business you've worked so hard to build. This type of auto insurance helps shield your business from a financial loss when one of your company's cars or trucks is involved in an auto accident. Depending on the type of business you own or manage, Tennessee may require that you purchase a commercial policy.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

Here at Direct Auto & Life, we're committed to meeting the unique needs of your small business. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With coverages like Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, Fire and Theft CAC, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) today for your fast and free commercial car insurance quote. Or, visit your nearest Direct Auto location in Dickson! Our agents are ready to help you understand Tennessee's specific requirements and definitions for commercial vehicle insurance!

Important Information Regarding Tennessee Insurance Laws

As of July 1, 2015, Tennessee drivers caught driving without the proper insurance face an increased fine of $300, originally $100. After January 1, 2016, cops will be able to have your vehicle towed on the spot if you don’t have proof of insurance. Prior to January 1, 2017, the state of Tennessee will be creating and getting into place a state-of-the-art insurance verification system. This digital program tracks down drivers who do not have valid insurance by reviewing digital vehicle registration records. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.

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