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Are you wondering how you can get great car insurance, but worried about getting it at an affordable price? Insurance tends to have a reputation for being tough to understand and expensive, not straightforward and low-cost. At Direct Auto & Life Insurance, we think the whole experience should be different. When you choose us as your insurance company in East Ridge, you'll enjoy a wide selection of easy-to-understand coverages at fair prices, plus exceptional customer service.

At Direct Auto, we don't want to complicate the car insurance buying process. Instead, we help you every step of the way, from selecting the coverage that's right for you to understanding the policy you walk away with. Choices include services like reimbursement for a rental car, collision coverage, uninsured motorist coverage, and more. And with our customizable payment plans, paying for car insurance is easy on our customers.* When purchasing your policy, just pick your payment date,* sort through how often you'll pay, and decide on the amount of your down payment.† Pay up front or space out your payments. Plus, our range of car insurance discounts ensure that eligible drivers can save even more.‡ From deals for those insuring multiple cars to those with specific community affiliations, we take care of our East Ridge customers. For the great coverage you need, the services you want, and the respect you deserve regardless of your insurance history, choose Direct Auto.

Car insurance may not be the cheapest part of your budget, but we we'd like to make managing and paying for your car insurance a little easier. Call 1-877-GO-DIRECT to find out just how affordable Tennessee car insurance could be. You can get a free car insurance quote and start discovering ways you could spend less on car insurance.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Officers of the law could legally have your auto immediately towed if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee put into place a new insurance verification program, available online. This new program can locate uninsured drivers through their vehicle registrations. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.