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A commercial auto insurance policy is an important part of protecting the business you and your employees have worked so hard to build. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. Depending on the laws in Tennessee and the type of business you manage or own, you may be required to purchase a commercial policy.

Commercial auto insurance isn't right for everyone, but you could be eligible for this type of policy if you use your truck or car to do activities related to your business or job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

At Direct Auto & Life, you'll feel comfortable knowing that we're committed to meeting the needs of your business, however small it may be. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With a range of coverages including Uninsured Motorist, Bodily and Property Damage Liability, Uninsured Motorist, Fire and Theft CAC, Medical Payments, and more, you'll find the low-cost coverage options you're looking for when you visit your nearby Direct Auto.

Visit your nearest Direct Auto office in East Ridge or call 1-877-GO-DIRECT (1-877-463-4732) for a free and fast quote for excellent commercial car insurance! Our friendly agents will help you understand Tennessee's specific definitions and requirements for commercial auto insurance in no time.

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Drivers in Tennessee who do not have proper insurance could face a fine of $300. Officers of the law are legally allowed to have your car towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, the state of Tennessee put into place an online insurance verification program. The program can locate uninsured drivers by accessing vehicle registration records. Owners without insurance will be unable to renew their vehicle’s registration.