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Direct Auto & Life Insurance is your nearby Forest Hills, Tennessee insurance company. We have affordable coverage that meets your car, motorcycle, and life insurance needs. Customers can rely on their Direct Auto office near Forest Hills to offer reasonably-priced policies that take care of their insurance needs.

We'll help you understand coverage definitions and the consequences for not having the right coverage in your state, all while working with your current driving record and respecting your budget. Don't know what type of insurance you need? We're ready to help you meet the car insurance requirements in Tennessee and at the best rate we can. Your level of coverage and services can be adjusted to fit your needs, so whether you need car or motorcycle insurance, or the additional peace-of-mind of an emergency protection plan, we're here to help.* Make no mistake: "low-price" insurance doesn't mean "low-quality." We offer you the superb customer service you deserve, along with the great coverage you need. From a straightforward and fair claims process to our knowledgeable team of representatives, we pride ourselves on taking care of our policyholders.

To see how you could start saving on car insurance near Forest Hills, contact Direct Auto today. We help our customers with easy payment plans,‡ a range of choices, and personalized customer service. Visit or call a Direct Auto representative near Forest Hills to explore your many insurance options and to experience our great service!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. The police could legally have your car immediately towed away if you are not able to provide proof of insurance. On January 1, 2017, Tennessee put into place a new online insurance verification program. The system has the ability to identify drivers who do not have valid insurance, all through vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.