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Are you trying to find cheap insurance in near 37148? Direct Auto & Life Insurance can help you get the coverage you need. Work with local Direct Auto representative to pick out your coverage and meet your state's car insurance requirements. Our representatives have our customers' budgets and the state requirements in mind, so they can help you get the most for your money, whether you're in need of car insurance, term life insurance, or an emergency protection plan.† From comprehensive and collision coverage to rental car reimbursement, you'll find the right coverage here.

We also present our customers with a variety of discounts.‡ For example, if you are a good student, or an active military service member, or are switching from a different company, you may be able to lower the cost of your insurance coverage. We can even make paying for insurance a little more convenient. When you're ready, we'll work with you to setup a payment plan that suits your schedule--in only three steps!‡ Just choose the date of the month you want to pay, plan your payment schedule, and choose the amount of your down payment.‖ Talk your payment plan over with your in-store agent, over the phone with your 37148-area Direct Auto representative, or even live chat with a representative online.

Our coverage selections work with your budget, so whether you are looking for a better auto policy or the peace-of-mind that comes with a roadside assistance plan, we can take care of you.† Call or visit your 37148-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Law enforcement agents can take legal action to have your vehicle towed immediately if you cannot produce proof of valid insurance. On January 1, 2017, Tennessee put into place a state-of-the-art insurance verification system. This new program can locate uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.