Commercial Auto Insurance

Direct Locations Near You

Commercial auto insurance is one of the best ways you can help protect the business you've worked so hard to build. This kind of insurance helps safeguard your business from financial loss when one of your company's vans, cars, or trucks is part of an auto accident. You may be required to purchase a commercial auto insurance policy, but it depends on two things: the laws in Tennessee and the type of business you manage or own.

A commercial auto policy isn't meant for everyone, but you could be eligible for one if you use your truck or car to conduct activities related to your job. A commercial policy could be right for you if: you use your vehicle to transport goods or people for a fee; you haul or (tow a trailer hauling) tools or equipment related to your business; you have employees that drive company-owned vehicles; or your vehicle is titled in the name of your business.

At Direct Auto & Life Insurance, we're committed to meeting the needs of your small business. Some companies claim to have cheap policies, but we don't need to make that claim. Our affordable commercial auto insurance policies can be customized to suit the needs of your business, and your budget. With coverages ranging from Fire and Theft CAC, Bodily and Property Damage Liability, Uninsured Motorist, Medical Payments, and more, you'll find the cost-friendly coverage options you want when you visit your local Direct Auto.

Call 1-877-GO-DIRECT (1-877-463-4732) or stop by your nearest Direct Auto location in Gallatin for a fast and free quote for quality commercial insurance coverage! Our knowledgeable agents can help you understand Tennessee's specific requirements for small businesses and commercial auto insurance in no time!

How to Obey the New Tennessee Driving Laws

Effective July 1, 2015, the fine for being an uninsured driver in Tennessee increased from $100 to $300 (and it's a Class A Misdemeanor). After January 1, 2016, law enforcement agents can have your vehicle towed on the spot if you cannot provide proof that your vehicle is properly insured. Before January 1, 2017, Tennessee will be working on implementing an online program to verify drivers’ insurance. Once in place, the system can track down uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.

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