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For affordable coverage near Germantown, Tennessee, turn to Direct Auto & Life Insurance. To see how affordable auto insurance, motorcycle insurance, and even term life insurance could be, stop by your nearest location today. Customers can rely on their Direct Auto office near Germantown to offer reasonably-priced policies that take care of their insurance needs.

We'll help you understand coverage definitions and the consequences for not having the right coverage in your state, all while working with your special circumstances (like an SR22). Not so sure what your state requires when it comes to insurance? We specialize in helping drivers meet Tennessee's insurance requirements, and at an affordable rate too. We have experience working with different budget levels, so whether you're looking for better car or motorcycle coverage, or extra coverage like roadside assistance, we have what you need.* Make no mistake: our insurance may be low-cost, but it comes with excellent service. We are dedicated to serving our customers and the Germantown-area community. Between customizable payment plans and the ability to make easy online payments† we know how to take care of our customers.

To change the way you get and pay for your insurance, turn to your Direct Auto location near Germantown. At Direct Auto, you can count on our affordable coverage rates,‡ many coverage choices, and excellent customer service. Visit your neighborhood Germantown-area office today and see how you could benefit from the expertise, service, and options that Direct Auto provides.

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. The police could have your vehicle towed on the spot if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, Tennessee put into place an online insurance verification program. The program can locate drivers who do not have valid insurance, all through vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.