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For affordable coverage in Hermitage, Tennessee, turn to Direct Auto & Life Insurance. Our car, motorcycle, and life insurance is designed to fit your needs, and your budget.

Our Hermitage Direct Auto representatives aim to deliver outstanding customer service backed by experience and expertise. We know how to help you get the right level of coverage. Whether you're interested in meeting Tennessee auto insurance laws, filing an SR22, or researching motorcycle insurance,* our representatives are here to help you. What's more, we offer low-cost roadside assistance, term life insurance,† and optional products like an emergency protection plan that could help you pay for the unexpected costs that follow an auto accident.‡ Hermitage policyholders could lower their rates even more with discounts like§ policy renewal, safe driver, and good student discounts. At Direct Auto, we care about your needs. Meet with your representative to help choose coverage that suits your needs, customize a payment schedule that works with your budget,§ and review any questions you have about being a policyholder.

When you choose Direct Auto, you will get affordable insurance, ALL of the discounts you're entitled to, and high-quality customer service. Are you ready? Ask your Hermitage agent today about affordable coverage for you and your family. You can drive easy knowing that great service is our top priority! Get started by visiting or calling your local Direct Auto location in Hermitage, Tennessee or calling 1-877-GO-DIRECT.

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As of July 1, 2015, drivers in Tennessee who do not have proper insurance face a fine of $300, up from the previous $100 fine. Following January 1, 2016, the police can take legal action to have your auto immediately towed if you cannot produce proof of valid insurance. Leading up to January 1, 2017, the state of TN will work on getting a state-of-the-art insurance verification system. Once implemented, the program will find drivers who do not have valid insurance, all through vehicle registration records. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.