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Are you worried about being able to afford car insurance? Shopping and paying for insurance tends to be tricky and expensive, not straightforward and cheap. At Direct Auto & Life Insurance, we think the whole experience should be different. Our customers in Hermitage can depend on a wide selection of coverage backed by outstanding service.

At Direct Auto, we don't believe that buying car insurance has to be complicated. Instead, we provide the coverage you need and the straightforward choices you want. Choices include services like reimbursement for a rental car, collision coverage, property damage liability coverage, and more. We also make car insurance more affordable by offering you a variety of ways to pay for it.* Once you're done putting together the coverage you need, choose the date you'd like your payment to be due,* plan out how often you will pay, and determine the amount of your down payment.† The more you pay up front, the lower your monthly payments will be. Plus, we make car insurance even more affordable with our auto insurance discounts.‡ With discounts for homeowners to senior citizens, we want to help our Hermitage customers save. If you're a driver looking for affordable car insurance that comes with great customer service regardless of your insurance history, choose Direct Auto.

Car insurance may not be the most affordable part of your budget, but with our variety of pay plans, paying for insurance could be a little less stressful.* Call 1-877-GO-DIRECT and learn more about how you could save money with us. We'll give you a free quote and help you get started with a policy that's right for you.

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Law enforcement agents could have your vehicle towed on the spot if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee put into place a new insurance verification program, available online. The system can track down drivers without insurance through their vehicle registrations. Vehicles that are owned by uninsured drivers will be ineligible for renewal.