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Finding an affordable car insurance policy in the 37343-area is not always easy. Direct Auto & Life Insurance can change the way you think about affordable car insurance. At Direct, we specialize in providing you with the coverage you need and will help you setup a customized payment plan to help pay for it.† Our goal is to work with you so that you receive the coverage you want.

Many types of drivers choose Direct Auto for the insurance needs. Our variety of coverage options can account for almost any type of budget. Whether you're researching low-cost car insurance for the first time, or if you're a driver who has been denied coverage by other insurance companies, because of lapses in insurance coverage or obtaining an SR22, Direct will happily work with you to get your coverage started.

We specialize in helping unique drivers, like those dealing with a poor driving record or a high-risk status, find coverage. Your Direct representative will help you select the coverage that's a good fit for your needs, lay out a customized payment schedule,† Whether you're looking for car insurance, term life insurance, or motorcycle insurance,

If you're in need of car, life, or motorcycle insurance at an affordable rate, look to partner with Direct Auto & Life Insurance. We'll make the insurance buying process as easy as possible to understand. Call your Direct Auto representative in 37343 to see how much you could be saving on your car insurance!

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. Cops are legally allowed to have your car immediately towed away if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, the state of Tennessee implemented an online program to verify drivers’ insurance. The system can track down drivers who do not have valid insurance by reviewing digital vehicle registration records. Owners without insurance will be unable to renew their vehicle’s registration.