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Worried about being able to afford a great car insurance policy? Insurance has a reputation for being complicated and pricey, not simple and affordable. At Direct Auto & Life Insurance, you can count on a different experience. When you choose us as your insurance company in Hixson, you'll enjoy a wide selection of easy-to-understand coverages at fair prices, plus exceptional customer service.

At Direct Auto, we don't believe that buying car insurance has to be complicated. Instead, we give you the great services you want, the coverage you need, and the respect you deserve. We offer comprehensive auto coverage, collision coverage, property damage liability coverage, and more. We also make car insurance more affordable by offering you a variety of ways to pay for it.* Once you're done selecting the coverage that best fits your needs, just pick your payment date,* determine what your long-term payment schedule will be, and decide on the amount of your down payment.† Pay up front or space out your payments. Plus, we make car insurance even more affordable with our auto insurance discounts.‡ From deals for homeowners to multi-product discounts, we take care of our Hixson customers. If you're searching for an affordable policy that comes with the great services you want and the respect you deserve, turn to Direct Auto.

Your car insurance may not be the most affordable part of your budget, but with our different payment plans it could be one of the easiest things to pay for.* Call 1-877-GO-DIRECT to find out just how affordable Tennessee car insurance could be. You'll receive a free car insurance quote from one of our friendly, knowledgeable representatives and get help setting up your new policy.

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The fine for uninsured drivers caught driving without insurance in Tennessee is $300. The police could have your car immediately towed away if you are unable to produce proof of valid insurance. On January 1, 2017, Tennessee implemented a new online system to verify drivers’ insurance. This new program can locate drivers without insurance through their vehicle registrations. If a vehicle is identified as having an uninsured owner, the owner will not be able to renew their vehicle's registration.