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Do you need a more reasonably priced insurance policy in the 38301-area? Let Direct Auto & Life Insurance help you find the right insurance policy for your budget. We can assist you in identifying the right level of coverage, as well as the right payment schedule for your policy.† We know that each customer has unique requirements, so we make it our mission to work with you to help you get what you need.

Direct Auto caters to many types of drivers. Our range of coverage choices is a great combination of affordability and quality. Whether you're buying car insurance for the first time, or if you're a driver who is considered "high-risk" by other insurance companies due to an SR22 filing or a past lapse in insurance coverage, Direct encourages all types of drivers to apply for coverage.

We specialize in working with Tennessee drivers who are dealing with unique circumstances like poor records, non-standard insurance needs, or a high-risk status. One of our representatives will help you pick out coverage that matches your needs, establish a customized payment plan,† Whether you're looking for car insurance, term life insurance, or motorcycle insurance,

If you need motorcycle insurance, car insurance, general auto insurance, or individual term life insurance, look to partner with Direct Auto & Life Insurance. We have the experience, services, and coverage you're looking for, even if you're only interested in purchasing the minimum amount of coverage. Talk to your Direct Auto representative in 38301 today about getting the coverage you need, at the price you want.‡

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Tennessee drivers caught driving without the proper insurance could face a fine of $300. Cops can have your car towed on the spot if you are not able to provide proof of insurance. On January 1, 2017, the state of TN put into place an online program to verify drivers’ insurance. The system is designed to track down drivers who have not purchased valid insurance through their vehicle registration information. Vehicles identified as having uninsured owners will not be eligible for registration renewal.