Direct Locations Near You

Get Your Quote

Need better rates on your insurance policy in the 38305-area? Direct Auto & Life Insurance can change the way you think about affordable car insurance. We'll help you find the right coverage and also the right payment plan for you.† We know that each and every customer has different needs, and we work with each to meet their needs.

Direct Auto can help many kinds of drivers. Our range of coverage choices is a great combination of affordability and quality. It doesn't matter if you're new to purchasing car insurance, or if you're a driver who is considered "high-risk" by other insurance companies because of lapses in insurance coverage or obtaining an SR22, Direct is ready to work with you.

We specialize in helping unique drivers, like those dealing with spotty insurance histories or a high-risk status, find coverage. A Direct representative can work with you to discuss the coverages that are right for you, work out a customized payment plan,† and explain every step along the way.

If you need motorcycle insurance, car insurance, general auto insurance, or individual term life insurance, look to partner with Direct Auto & Life Insurance. We'll make the insurance buying process as easy as possible to understand. Talk to your Direct Auto representative in 38305 today about getting the coverage you need, at the price you want.‡

Get Your Quote

Drivers in Tennessee who do not have proper insurance could face a fine of $300. Law enforcement agents can take legal action to have your car towed on the spot if you cannot produce proof of valid insurance. On January 1, 2017, the state of Tennessee put into place a new online system to verify drivers’ insurance. The system is designed to track down uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.