Direct Locations Near You

Get Your Quote

Near 38392, how can you get cheap insurance? Direct Auto & Life Insurance can provide you with low-cost auto insurance.* Your local Direct Auto representative is ready to help you put together a selection of coverage that fits your budget and your needs. Your representative is dedicated to helping you walk away with coverage that meets your state's requirements, but also meets your financial expectations, whether you are looking to meet state car insurance requirements, you need motorcycle insurance, or plan for auto accident emergencies.† From comprehensive and collision coverage to rental car reimbursement, you'll find the right coverage here.

We also present our customers with a variety of discounts.‡ For example, if you are a safe driver, or an active military service member, or are a returning Direct Auto customer, your insurance cost could be even lower. We may even be able to simplify how you make your insurance payments. We'll work with your schedule and help you setup a unique payment plan in only three simple steps!‡ Pick the day of the month your payment is due, plan your payment schedule according to your spending ability, and determine your down payment.‖ Call Direct Auto near 38392 to learn more about payment plans, or stop by the office. You can also chat with a representative online!

Our coverage selections are meant to serve customers with specific financial needs, so whether you need auto insurance for your vehicle or the additional services of an emergency protection plan, we're ready to take care of you.† Call or visit your 38392-area office to speak with your local Direct Auto representative and get started with the purchase of a new insurance policy.

Get Your Quote

Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Law enforcement agents can take legal action to have your auto immediately towed if you are not able to provide proof of insurance. On January 1, 2017, the state of Tennessee put into place an online insurance verification program. The program can locate uninsured drivers by accessing vehicle registration records. Vehicles that are owned by uninsured drivers will be ineligible for renewal.