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Direct Auto & Life Insurance is your nearby Jefferson City, Tennessee insurance company. Our car, motorcycle, and life insurance is designed to fit your needs, and your budget. Direct Auto policyholders near Jefferson City can trust that their representative will work with them to determine the best policy for their needs.

We can help you sort through coverage definitions and what it could mean for you and your family if you choose to drive without insurance, all while keeping your finances and current driving record in mind. Don't know how much coverage is right for your state? We specialize in helping drivers meet Tennessee's insurance requirements, and at an affordable rate too. Your level of coverage and services can be adjusted to fit your needs, so whether you want motorcycle or car insurance, or an emergency protection plan, we can help.* Make no mistake: our insurance may be low-cost, but it comes with excellent service. We offer you the superb customer service you deserve, along with the great coverage you need. From online access to your account, to the experience our representatives can offer, we work to surprise our customers with an exceptional level of service.

To change the way you get and pay for your insurance, turn to your Direct Auto location near Jefferson City. We help our customers with easy payment plans,‡ a range of choices, and exceptional customer care. Visit your neighborhood Jefferson City-area office today and see how you could benefit from the expertise, service, and options that Direct Auto provides.

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Uninsured drivers in Tennessee caught driving without the proper insurance could face a fine of $300. Cops can take legal action to have your car immediately towed away if you cannot provide proof that your vehicle is properly insured. On January 1, 2017, the state of Tennessee implemented a new online insurance verification program. This new program can locate drivers who have not purchased valid insurance through their vehicle registration information. If the system finds that a vehicle is uninsured, the vehicle will not be eligible for registration renewal.