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Need better rates on your insurance policy in the 37601-area? Direct Auto & Life Insurance can help you get the coverage you need, at a price that's within your reach. We'll help you select the coverage level that's right for you, then help make it easier to pay for with a customized payment schedule.† We are happy to work with our customers to meet their needs.

Direct Auto caters to many types of drivers. Our range of coverage choices is a great combination of affordability and quality. It doesn't matter if you're new to purchasing car insurance, or if you are a driver recovering from a poor driving record who has been labeled "high-risk" whether coverage has lapsed or if you have an SR22, Direct is ready to work with you.

We specialize in working with Tennessee drivers to meet insurance requirements, by providing quick proof of coverage and working to find the right rate for each customer.‡ Your representative will help you set up the coverage you need, establish a customized payment plan,† and sort through other questions you may have along the way.

If you need motorcycle insurance, car insurance, general auto insurance, or individual term life insurance, look to partner with Direct Auto & Life Insurance. We have the experience, services, and coverage you're looking for, even if you're only interested in purchasing the minimum amount of coverage. If you're in the 37601 area, call your Direct Auto representative today to learn more!

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Drivers in Tennessee who do not have proper insurance could face a fine of $300. Law enforcement officials can have your car towed immediately if proof of valid insurance is not produced. On January 1, 2017, the state of Tennessee implemented a new online system to verify drivers’ insurance. This new program can locate drivers who have not purchased valid insurance through their vehicle registration information. Vehicles that are owned by uninsured drivers will be ineligible for renewal.