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Are you wondering how you can get great car insurance, but worried about getting it at an affordable price? Often, people think that insurance is too complicated to understand, plus too pricy to pay for. At Direct Auto & Life Insurance, we think it should be easy. When you choose us as your insurance company, you can rest assured that we offer our Kingsport customers fair prices, personalized payment schedules, and knowledgeable agents who help you understand the ins-and-outs of insurance policies.*

At Direct Auto, we don't want to complicate the car insurance buying process. Instead, we supply you with affordable insurance coverage options, so you can choose the coverage you need. Choices include services like reimbursement for a rental car, coverage for medical payments, uninsured motorist coverage, and more. We also make your car insurance more affordable by letting you choose the way you pay.* When you're ready to pay for your policy, pick the the best day of the month for your payment to be due,* determine what your long-term payment schedule will be, and select the amount of your down payment.† Lower your monthly payment by paying more up front. Plus, our variety of discounts make car insurance even more affordable for eligible policyholders.‡ With discounts for homeowners to senior citizens, we want the best for our Kingsport customers. Regardless of your insurance history, trust Direct Auto to provide you with the services you want, the coverage you need, and respect you deserve.

Your car insurance may not be the most affordable part of your budget, but with one of our customized payment plans, it could be less stressful to pay for.* Call 1-877-GO-DIRECT to find out just how affordable Tennessee car insurance could be. We'll give you a free quote and help you get started with a policy that's right for you.

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Driving uninsured in Tennessee can be costly, with the fine for driving without the proper insurance sitting at $300. Law enforcement officials could legally have your vehicle towed on the spot if you don’t have proof of insurance. On January 1, 2017, the state of Tennessee implemented an online insurance verification program. This digital program tracks down uninsured drivers through their vehicle registrations. Owners without insurance will be unable to renew their vehicle’s registration.