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Are you trying to find cheap insurance in near 37754? Turn to Direct Auto & Life Insurance for the low-cost car insurance you're looking for. Your local Direct Auto representative is ready to help you put together a selection of coverage that fits your budget and your needs. Your agent will help you get the most for your money and help you select the right level of coverage for your state, whether you are looking to meet state car insurance requirements, you need motorcycle insurance, or plan for auto accident emergencies.† From uninsured motorist coverage to rental car reimbursement, we can handle it.

We are also proud to offer our customers many discounts.‡ For example, if you are a safe driver, or have coverage for multiple cars, or are a returning Direct Auto customer, you may be able to lower the cost of your insurance coverage. We could even make paying for your insurance simpler and more convenient. When you're ready, we'll work with you to setup a payment plan that suits your schedule--in only three steps!‡ Pick the day of the month your payment is due, set your future schedule for regular payments, and establish your down payment amount.‖ Talk your payment plan over with your in-store agent or over the phone with your 37754-area Direct Auto representative.

Our coverage selections are meant to serve customers with specific financial needs, so whether you're looking for better auto or motorcycle coverage, or the peace-of-mind that comes with a roadside assistance plan, we can help.† Visit or call your Direct Auto near 37754 for a free quote and to learn more about the perks of being a policyholder with Direct!

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The fine for being an uninsured driver in Tennessee is $300 (and it's a Class A Misdemeanor). The police are legally allowed to have your vehicle towed on the spot if you are not able to provide proof of insurance. On January 1, 2017, the state of Tennessee put into place an online program to verify drivers’ insurance. The program can locate drivers who have not purchased valid insurance through their vehicle registration information. Vehicles identified as having uninsured owners will not be eligible for registration renewal.